Telegram-integrated crypto wallet with escrow automation

PesaToken is a phone-and-Telegram crypto wallet for people who already move money on their phones and in group chats — and who will never set up MetaMask, or other convetional web3 wallets.

In East Africa and similar markets, crypto still fails the people who need it. Getting paid means a seed phrase, a browser wallet, and a gas token they don't have. Real trades happen in Telegram: two strangers, a screenshot, a middleman. That "escrow" is just a person. They get rugged. NGOs, payroll, and campaigns still dump value through spreadsheets because no one can push USDT to 10,000 phone numbers and know who got it.

PesaToken is the rails for that life. You log in with a phone OTP, Google, or Telegram. We create custodial HD wallets on the chains they actually use (Bitcoin, stables on EVM, Tron, TON). Send and receive without owning gas — a treasury pays fees so the first transaction isn't a dead end. Two people opening a deal get a real escrow address, funding detection, and release or reverse with OTP; disputes go to an admin, not a group admin with a fake screenshot. Organizations define who is eligible and fan out payouts with retries and an audit log.

Distribution is already where the users are. The Telegram Mini App is live: open it inside Telegram, you're in — same wallets, same escrow, no extra install. A Telegram escrow bot runs the deal in the group chat where the trade started. That's not a marketing plan. That's the product sitting on the channel that already has the demand.

It's a ready MVP, pre-revenue, built to rebrand. The name is disposable. The mechanism isn't: custody that feels like M-Pesa, escrow that isn't a stranger, payouts that hit phones, and Telegram as the front door.